Only those who will not buy health policy on time will pay 12,636 lei

The mandatory health insurance premium in percentage form for salary earners for next year remains 9% of the salary and other recompenses. As regards the premium in fixed amount for persons who need to insure themselves individually, this will be 12,636 lei. By March 31, the health policy can be bought at a discount, IPN reports.

The persons who do not work and do not form part of the categories insured by the Government are obliged to buy a health policy individually.

The head of the National Health Insurance Company Ion Dodon told a news conference that this year the Company’s Administration Board decided to announce the real value of the health insurance premium. This is calculated based on a formula that is stipulated by the law on mandatory health insurance of 1998. Since 2014, the premium in fixed amount had been set at 4,056 lei by derogation from this formula. In accordance with the law, the real premium is 12,636 lei.

Ion Dodon noted there are many situations when the persons avoid paying for health insurance on time and buy a health policy only when they need costly surgery that can be covered with money from the mandatory health insurance funds. The decision to announce the real value of the health policy was taken with the aim of increasing the responsibility of citizens and of ensuring the health system’s sustainability. The goal is not to obtain particular increased incomes, but to fight health care fraud.

Igor Zubcu, chairman of the National Trade Union Confederation of Moldova, said that each citizen of the Republic of Moldova should have health insurance and the decision taken by the National Health Insurance Company is correct, even if it bothers someone. The Confederation since 2014 had insisted that the insurance premium in fixed amount should be indicated in accordance with the law and should be paid by those who are out of work. All the existing concessions were kept and each Moldovan should buy a health policy in accordance with the legal provisions.

It should be noted that under the draft mandatory health insurance funds law for next year, the mandatory health instance premium in fixed amount in 2023 will be 12,636 lei for those who will not buy a health policy by March 31.

Until March 31 inclusive, farmland owners will pay 1,014 lei if they do not concomitantly form part of other categories of payers. Private individuals who independently retail in goods, except for goods on which excise duties are paid, will pay 1,622 lei if they do not concomitantly form part of other categories of payers.

The insurance premium for founders of individual enterprises, patent holders, persons who trade in phytotechny, horticulture and other types of specified products or citizens who are not employed and are not insured by the Government, foreigners entitled to stay permanently or temporarily in Moldova and those who enjoy international protection will be 2,028 lei.

Mediators, notaries, lawyers, bailiffs, legal experts who work for a legal expertise office, authorized managers, interpreters and translators, regardless of the legal form of organization, unemployed persons who practice independently as family doctor will pay 4,056 lei for a health policy.

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